DIWALI GREETINGS !!!

Association wishes all the comrades & tracking viewers ......

Happy Diwali 

and 

prosperous new year

Aadhar now must for Post Office deposits, PPF, KVP

NEW DELHI: The government has made biometric identification Aadhaar mandatory for all post office deposits, PPF, the National Savings Certificate scheme and Kisan Vikas Patra. 

Existing depositors have been given time till December 31, 2017 to provide the 12-digit unique identification number. 

Ministry of Finance has issued four separate Gazette notifications making Aadhaar mandatory for opening all post office deposit accounts, Public Provident Fund (PPF), National Savings Certificate scheme and Kisan Vikas Patra deposits. 

"Provided that where Aadhaar number has not been assigned, the depositor shall submit proof of application of enrolment for Aadhaar," the notification dated September 29 said. 

Existing depositors who have not provided Aadhaar number at the time of application for such deposit "shall submit his Aadhaar number to the post office savings bank or deposit office concerned, on or before December 31, 2017," it added. 

The government has insisted on quoting Aadhaar for bank deposits, obtaining mobile phone and several other utilities to weed out benami deals and blackmoney. 

Last month, it extended the deadline for obtaining Aadhaar for availing government schemes and subsidies by three months to December 31. Earlier, those who did not have Aadhaar were asked to procure it by September 30. 

As many as 135 schemes (of 35 ministries) including the free cooking gas (LPG) to poor women, kerosene and fertiliser subsidy, targeted public distribution system (PDS) and MGNREGA will be covered by the extension. 

"As a result of the review of welfare schemes covered and to provide the benefits of such schemes to all eligible beneficiaries of the scheme, it has been decided to further extend the stipulated date in all such notifications up to December 31, 2017," an order dated September 26 said. 

The extension would also apply for Employees' Pension Scheme of 1995, scholarships, housing subsidy benefit, stipend to SC/ST trainees for coaching guidance and vocational training, stipend to handicapped and Aam Aadmi Bima Yojana. 

Besides, it would be applicable for national apprenticeship and skill development schemes, crop insurance schemes, interest subvention scheme, scholarship and fellowship schemes, various education programmes such as mid- day meal for children and Atal Pension Yojana. 

"It is hereby clarified that this extension shall only apply to those beneficiaries who are not assigned Aadhaar number or those who have not yet enrolled for Aadhaar. Such beneficiaries are required to enrol for Aadhaar by December 31, 2017 and provide their Aadhaar number or enrolment ID," it had said. 

There will be no denial of services in the interim period. 

PROPOSAL FOR THE CADRE REVIEW OF THE INSPECTOR POSTS AND ASSISTANT SUPERINTENDENT POSTS

PROPOSAL FOR THE CADRE REVIEW OF THE INSPECTOR POSTS AND ASSISTANT SUPERINTENDENT POSTS

1.  PREAMBLE

1.1         The present proposal relates to the cadre review of the Inspector Posts and Assistant Superintendent Posts. The cadre was constituted long back, and is under the administrative control of the Ministry of Communications. The officers of these cadres are selected through Staff Selection Commission and 66.66 percent of the vacancies is filled up by promotion through Limited Departmental Competitive Examination (LDCE) from the feeder grade with not less than five years regular service as on 1^st January of the year, to which the vacancies pertain to, in the grade of Postal or Sorting Assistants, Stenographer Grade-II and Lower Selection Grade including regular service put in as Postal or Sorting Assistants, if any.

1.2        The current exercise aims at strengthening the, cadre structure both at the headquarters and the field, on the basis of functional needs, and is designed to enable the department to provide better services in the emerging IT driven scenario, and to effectively respond to an increasing array of competitors and fully realize the potential of its vast network to enhance existing service and offer new services.

1.3       Department of Posts serves every household and touches the lives of millions every day. It serves both the privileged and under privileged sections of the society and reaches out to rural population and urban lives equally at each stage of human life. In the age of globalization, the operating environment and the role of Department of Posts is continuously evolving. The Department has evolved dynamically and is an important link between the Government of India, state governments and citizens for delivery of postal, communication, social and financial services. Postal services are experiencing exhilarating growth in Parcels, e-commerce, financial savings, Rural and Urban Life Insurance products, speed, express and time- sensitive, reliable mail services. Department of Posts has undertaken social benefit payments, such as MGNREGA and social security pension schemes. In order to meet the new developments and challenges, the services provided by the Department of Posts are being both upgraded, as well as, diversified and new services are being introduced. A major IT Modernization Project is in the process of being implemented.

1.4        The Inspectors and Assistant Superintendents of Posts are basically responsible for managing Postal and RMS Sub-Divisions. The Inspectors and Assistant Superintendents of Posts also occupy other positions like Office Supervisors / Assistant Superintendents (Head Quarters) and Assistant Superintendents (Out Door) in Postal /RMS Division, Investigating Inspectors / Assistant Superintendent (Investigation), Assistant Superintendent (Vigilance), Inspector / Assistant Superintendent (Complaints), Inspector / Assistant Superintendent (Technology) etc. to provide necessary functional support. The Department of Posts is on its way to restructure itself to meet challenges of 21st century. But, since 1979 no cadre review has taken place for Inspector Posts cadre though the said cadre review was implemented in the year 1985. Second cadre review orders issued under No.28-29/87/PE-I dated 20-08-1990 by Department Posts although Presidential approval was conveyed for up-gradation of 245 ASPs Posts of the Head Postmaster as PS Gr. B, but due to opposition from General Line Federations, the said scheme could not be implemented by the department. As per the guidelines issued by Department of Personnel and Training, an exercise to review the cadre structure of each service has to be carried out every five years. For IPoS cadre, 6cadre review already completed and implemented so far.

2             INTRODUCTION

2.1        The Department of Posts, with its network of 1,54,910 Post Offices, is the largest postal network in the world. On an average, 8364 people are served by a Post Office in the country; in rural areas, a Post Office servers 6275 people, and in urban areas, a Post Office serves 26553 people. Average area served by a Post office is 21.22 sq. km. The Department has been in the service of the nation for 163 years. It has evolved dynamically and today is an important link between the Government of India, State Governments and citizens for delivery of postal, communication, social and financial services. Its core functions include booking, transmission and delivery of mail articles, provision of small savings and financial inclusion services. Postal services are experiencing huge growth in Parcels, e-commerce parcels, financial services, Rural and Postal Life Insurance products, speed, express and time-sensitive, reliable mail services. Department’s main vision is to continue to deliver social security services and to enable last mile connectivity as a Government of India platform. The IT Modernization Project aims at transforming the Department into a ‘Technology enabled, self-reliant market leader”. It will result in increased market share and revenues, launch of new products and services, improved service delivery system, motivated workforce and customer satisfaction. Under the IT Modernization Project, integrated modules will cover various functions of Post Offices, Administrative Offices, Account Offices and Mail Offices, etc. Digital India Programme is a flagship programme of Government of India launched in 2014 with a vision to transform India into a digitally empowered society and knowledge economy. The department is digitizing all the 1,54,910 Post Offices including 1,29,346 Gramin Dak Sewak Post Offices in rural areas. The digital Post Office shall work as multi service centre and become the nodal centre for the dissemination of information vis-a-vis government policies; disbursement of social security benefits; and financial inclusion. These post offices will offer a digital means of communications.

2.2          Rural Information Communication Technology (RICT) project has been launched by the Department in 28107 Branch Post Offices (as on 1/7/2017) and it has been planned to rollout in 40000 BOs through out India during current year. The Core Banking Solutions (CBS) Project is bringing in facilities of ATM banking, Internet Banking and Mobile Banking to Post Offices Savings Bank (POSB) customers 24x7 along with the facilities of National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS). In the Budget 2015-16 speech in Parliament, the Union Finance Minister announced the Government’s intention to set up the Payment Bank by Department of Posts to promote financial inclusion and ease the access of the people to the formal financial system. The Department of Posts received an ‘In Principle’ approval from the RBI on 7/9/2015 for setting up of a Payments Bank. The main objectives of the India Post Payments Bank (IPPB) is to bring a large number of individuals and small businesses into the formal banking channel by offering MSMEs, small entrepreneurs/ merchants, village panchayats, Self Help Groups (SHGs) etc. Direct Benefits Transfer (DBT) of social security payments of various Ministries to beneficiaries, Utility Bill payments for electricity, water, telephone, gas, payments of various central and state government and municipal dues, person to person remittances, distribution of third party financial products such as insurance, mutual funds, pension and credit products. Finally, it was decided by department to roll out 650 branches of IPPB and their linkages with post offices across the country by September 2017.

2.3          The department is facing stiff competition and has been impacted by external factors of liberalization, globalization, digitization which have changed the dynamics of the market. Several new services have been introduced and the existing products redesigned to effectively compete with other players in the market. New products have been designed for various segments of the society. Steps have been taken to introduce information technology on a large scale, which has strengthened the customer interface at each stage of the value chain and improved delivery of service. The complex e-commerce, cash on delivery, logistics movement of consignments and instant money transfer are some new technology driven services that the department has recently embarked upon to meet the changing requirements of the public.

2.4          Department of Posts on an average delivers 624.04 crore pieces of mail every year reaching out to every nook and corner of the country. New opportunities are on the rise from e-commerce and parcel business. In the financial year there are over 40 crore accounts under the Savings Schemes at the end of financial year 2015-16 in Post Office Savings Bank scheme. There is huge potential from savings accounts and remittance business. The Postal Life Insurance (PLI) and Rural PLI have also registered phenomenal growth. Aggregate number of PLI policies and aggregate sum assured as on 31/3/2016 was 4930000 and Rs. 109982.09 crore respectively. Department has published the projection of revenue growth up to 2019-20 which is appended as Annexure-B to this report.

2.5          As on 31/3/2016, there were a total 448840 employees in Department of Posts, of which, 193811 Departmental employees and 255029 are Gramin Dak Sevaks who run the large rural postal network. The present sanction strength of Inspector Posts is 2187 and ASP 1824. Therefore 4011 IPs/ASPs are serving the Department in field and headquarters.

2.6          It is a fact that not a single post of Inspector or Assistant Superintendent Posts has been sanctioned in the Department of Posts for last 50 years despite full justification based on the existing Staff Inspection Units (SIU) norms. But at the insistence of this Association one work study was conducted by the department in the year 1995-96 and it was gathered that as per SIU norms 500 more posts of IPOs / ASPOs was found justified at that time but no post was sanctioned by the department. On the contrary several posts like HSG-II (IPO Line) was taken away from this cadre in the year 1980, some posts of investigating inspector (wireless) and savings bank Development Officers which were being manned by the Inspector Line officers were abolished in the year 1985 and 1992-93 respectively. The work load and job description of Inspectors / Asst. Superintendents Posts have increased manifold due to subsequent diversification of business activities by the Department in different spheres.

2.7          It is a fact that the Inspector (Posts) and Asst. Supdt. Posts are instrumental in achieving the phenomenal growth of the Department of Posts in its savings bank services over the years.  Currently DoP has 400.05 million accounts that hold deposits amounting to Rs 486264.66 crore. The department performs these agency services on behalf of the Ministry of Finance and provides financial inclusion to the poorest of the poor in remotest corners of the country through its postal network of 154910 post offices.

2.8          Department of Posts provides Life Insurance Services to Government employees known as Postal Life Insurance (PLI) and Rural Postal Life Insurance services (RPLI) to prospective clients across the country. It currently has a PLI Fund corpus of Rs 109982.09 crore from 49.30 lakhs live policies. The RPLI corpus is Rs 81733.73 from 149.15 lakhs policies. The PLI and RPLI corpus has shown a exponential growth rate. The Department has therefore been at the forefront of providing rural and quality life insurance services to Government staff and has registered an exponential growth in the sector over the last ten years. 

3          Promotional Avenues : 

3.1          The examination for promotion to the cadre of Inspector Posts is common for Postal / Sorting Assistant having a minimum 5 years qualifying service with just 4 chances for any official and comes with age restrictions.  The exam comprises of four papers, each of 3 hours duration for 300 marks. This is one of the toughest competitive examinations conducted at All India level and only few aspirant candidates can get through. How stiff and competitive this examination is, can be easily assessed based on the syllabus. Paper I and II demands in-depth knowledge of the rules and regulations relating to Postal and RMS functions laid down in Postal Manuals and what the officers in All India Services in Central Govt. and Central Secretariat services are required to possess. Paper III deals with various laws comprising Constitution of India, Indian Penal Code, Criminal Procedure Code (Cr.PC), Indian Evidence Act, COPRA Act & CAT Act, RTI Act 2005, CPC. Paper   IV deals with General Knowledge and current affairs.

3.2          The Inspector Posts is required to acquire a fair knowledge of legislature enactments like Constitution of India, Indian Penal Code, Criminal Procedure Code (Cr.PC), Indian Evidence Act, COPRA Act & CAT Act, RTI Act 2005, Indian Post Office Act 1898, Government Savings Bank Act 1873, Indian Post Office Savings Banks Rules 1933, Government Savings Certificate Act 1959, Indian Post Office Savings Certificate Rules 1960.

3.3          This is a pure selection depending upon merit and the vacancies declared for the year. During the year 2016 out of 3207 candidates who appeared for the examination, only 165 have been selected against the declared vacancies by the department i.e. only 5.14.% have been declared successful. The cadre therefore, comprises of the cream of the Department. The successful candidates are required to undergo theoretical training at Postal Training centers and practical training in the field.

3.4          As recommended by the fifth CPC the Government has introduced Direct Recruitment at the level of Inspectors through Staff Selection Commission for 33.33% of the posts. 7CPC has now recommended GP of Rs 4600/- to Inspector posts cadre which is equal to the Inspectors working in other Ministries. An All India Seniority is drawn up based on the merit position of the candidates and this becomes the ultimate document for further promotion to Postal Services Group B Cadre.

4.         Proposed scenario and Improvement after implementation of proposed cadre restructuring:-

4.1     The Inspectors and Assistant Superintendents of Posts are playing a very pivotal role to achieve the goals outlined for development of the Department through tremendous growth in its Savings Bank services and Postal Life Insurance (PLI) and Rural Postal Life Insurance services (RPLI), e-Commerce and bringing success to Government of India Social and Financial schemes vizMGNREGA payments.

4.2     With a large network of with over 1, 54,910 Post Offices (as on 31.03.2016) of which 1,29,346 (83.50%) in the rural areas, the Post Office touches the life of everyone. At the time of independence, there were 23,344 Post Offices, which were primarily in urban areas. Thus, the network has registered a seven-fold growth since Independence, with the focus of this expansion primarily in rural areas which is the focus of present Government to ensure overall growth. The Department is preparing to manage the massive changes that have arisen on introduction of the IT Modernization Project. With this kind of technology initiative, the Post Office will be in a position to become the front office of the Government to the citizens. Role of the Inspectors and Assistant Superintendents of Posts has also increased in many folds in implementation & Roll out of IT Modernization Project in general and particularly in Rural ICT.

4.3     In the present environment, inspection of Post Office work which is performed by the Inspectors and Assistant Superintendents of Posts is the foremost compliance verification tool. In the cadre restructuring of Group-C employees of Department of Posts the posts of SPMs in single and double handed offices have been upgraded to the extent of LSG Posts. Similarly, the posts of SPMs in triple handed offices have been upgraded to the extent of HSG-II Posts. The rising incidents due to technological advancement requiring dedicated man power to be trained and deployed for combating frauds. Therefore, it is proposed to have a dedicated Team of Group-B Officers at each Circle/Regional level for inspection of Offices of having the status of LSG and above.

4.4     Over a period of time, with increased competitiveness, increased accountability and commitment to society (as reflected in Citizen’s Charter), increased transparency (on account of transparent business process, automation and RTI etc.), streamlining of processes, the service delivery expectations and expeditious redressal of Public Grievance and the expectations for quick resolution of Public Grievance are much higher. We have also committed ourselves for improved services. Therefore, it is proposed to have additional Posts of Group-B Officers at Circle/Regional level for e-Commerce, Public Grievance, Technology, Business Development etc. and to upgrade the posts of ASP(HQ) and ASP(OD) in JTS Divisions (Postal/RMS) to PS Group-B Cadre.

4.5     There are 92 National Sorting Hubs (NSHS) in the Country which are headed by Inspectors and Assistant Superintendents of Posts. Out of these 92 NSHs, around 20 NSHs are under the jurisdiction JTS Divisions (Postal/RMS).  It is proposed to upgrade these 20 posts to PS Group-B Cadre to head the NSHs under the jurisdiction JTS Divisions (Postal/RMS). Besides this hubs which are exclusively looking after the work of Parcel and e-commerce articles etc should be upgraded to PS Gr. B cadre.

4.6     On implementation of Core Banking Solution (CBS), Circle Processing Centers (CPCs) have been established at each Circle Head Quarters. It is proposed to upgrade 23 posts to PS Group-B Cadre to head the Circle Processing Centers (CPCs).

4.7     The issues like career opportunities and career progression are extremely significant for the Department as a whole. For an Inspector Posts it is taking more than 24 years to get PS Group-B through inter-se-seniority promotion. The ratio of Staff strength in PS Group-B cadre to that of the feeder cadre i.e. the Inspectors and Assistant Superintendents of Posts is 1:5. A career progression is a must to keep the motivation of an Officer alive throughout his career.

In view of the significant work profile in delivery of quality services expeditiously, disposing of Disciplinary /Vigilance cases in a time bound manner, in achieving the desired objective of complaints verification effectively and to meet the career expectations of the Inspectors and Assistant Superintendents of Posts there is need to upgrade certain posts of Assistant Superintendents of Posts to PS Group-B level at Circle /Regional Offices and Postal/RMS Divisional Offices.

To meet the functional requirement as well as career expectations of the Inspectors and Assistant Superintendents of Posts and in view of the aforementioned paras the cadre restructuring proposal of the Inspectors and Assistant Superintendents of Posts is placed as detailed below:-

Sl. No.	Grade	Existing Strength	Sl. No.	Grade	Proposed Strength	Proposal
1.	PS Group-B	750	1.	PS Group-B (Non Functional Selection Grade)	300	The exiting PS Group-B (Non Functional Selection Grade) in the level of Pay Matrix-10 only for those who are senior most and completed not less than a minimum service of two years in PS Group-B.
			2.	PS Group-B	1088	It is proposed to upgrade the posts of ASP (HQ) and ASP (OD) in JTS Divisions/units (Postal/RMS) to PS Group-B Cadre (171x2=342). It is also proposed the head of National Sorting Hubs (NSHs) in JTS Divisions (Postal/RMS) (20)and all CBS CPCs (23)upgraded to PS Group-B Cadre. Certain posts of Assistant Superintendents Posts (113 + 140) to PS Group-B level at Circle /Regional Offices for looking after new services and Inspection Team.
2.	Assistant Superintendents of Posts	1824	3.	Assistant Superintendents of Posts	1264	All the Assistant Superintendent Posts will be at Circle / Regional Offices and Postal/RMS Divisional Offices. Also in PSD/ RSD/ CSD /Foreign Post/CBO/BPCs etc.
3.	Inspector Posts	2187	4.	Inspector Posts	2109	All the Inspector Posts will function as Sub-Divisional Head (Postal and RMS)
Total		4761	Total		4761

It is also proposed to keep leave reserve post 10% of cadre strength of PS Gr. B.

5.   Financial Implications / Financial Neutrality:-

5.1     The financial implications have been computed based on sanctioned strength. The Cadre re-structuring, as proposed above, would not entail any additional expenditure as shown in the Annexure ‘A’ and accordingly therefore in nutshell it will be total saving of Rs. 17,11,300/- to the department of posts.

5.2     At present there are 350 numbers of MACP III officials in the Pay Matrix Level-9 and 100 numbers of MACP II officials in the Pay Matrix Level-8 from the cadre of Inspectors and Assistant Superintendents of Posts are available in the Department. Hence the question of matching savings in the respective levels of Pay Matrix to the extent does not arise at all.

5.3     141 HSG-I Posts (IP Line) surrendered to General Line may be taken toward Financial Neutrality.  If at all any matching savings is required, the same may be taken in to account and these 141 posts may be adjusted as matching savings.

Conclusion: 

Since last 35 years no cadre review has taken place for IP cadre   whereas all other cadres had managed to get benefits in their favour periodically. Only one cadre review was taken place for IP cadre, whereas 6 cadre reviews have already been carried out for IPoS cadre. In the year 2012 this Association was called for to attend meeting in connection with Organizational Restructuring in Department of Posts and in the said meeting it was discussed about up-gradation of Class II divisions to Class I division and in each division there would be 2 PS Gr. B officers. In view of the said meeting, the upgraded posts of ASPs to PS Gr. B may be placed in division/RO/CO. Overall there is an attempt to rationalize the cadre structure both at the headquarters and the field on the basis of functional requirement. It will provide more avenues to earn revenue and respond effectively to the growing customer needs. This will also reduce the stagnation and improve career aspects of Inspector Posts by saving of total Rs.17,11,300/- reducing the cost of the establishment permanently thereby it will vouchsafe the deficit of the department minimize.  

We are waiting for positive response and if required meeting may be held with our Association for detailed discussion/clarification.

Yours sincerely,

 (Vilas Ingale)

General Secretary 

Annexure ‘A’

Financial Implications

Sl. No.	Grade	Existing Strength	Entry Pay	Total Pay	Sl. No.	Grade	Proposed Strength	Entry Pay	Total Pay
1.	PS Group-B (Level-9)	750	53100	39825000	1.	PS Group-B (Non Functional Grade) (Level-10)	300	56100	16830000
					2.	PS Group-B (Level-9)	1088	53100	57772800
2.	Assistant Superintendents of Posts (Level-8)	1824	47600	86822400	3.	Assistant Superintendents of Posts (Level-8)	1264	47600	60166400
3.	Inspector Posts (Level-7)	2187	44900	98196300	4.	Inspector Posts (Level-7)	2109	44900	94694100
4.	141 HSG-I Posts surrendered to General Line	141	44900	6330900
Total		4902-141= 4761		231174600	Total		4761		229463300

Information about 'Retirement/Death Gratuity'

Retirement Gratuity : 

This is payable to the retiring Government servant. A minimum of 5 years qualifying service and eligibility to receive service gratuity/pension is essential to get this one time lump sum benefit. Retirement gratuity is calculated @ 1/4th of a month Basic Pay plus Dearness Allowance drawn before retirement for each completed six monthly period of qualifying service. There is no minimum limit for the amount of gratuity. The retirement gratuity payable is 16 times the Basic Pay, subject to a maximum of Rs. 10 lakhs.

Death Gratuity : 

This is a one-time lump sum benefit payable to the widow/widower or the nominee of a permanent or a quasi-permanent or a temporary Government servant, including CPF beneficiaries, dying in harness. There is no stipulation in regard to any minimum length of service rendered by the deceased employee. Entitlement of death gratuity is regulated as under:

Qualifying Service	Rate
Less than one year	2 times of basic pay
One year or more but less than 5 years	6 times of basic pay
5 years or more but less than 20 years	12 times of basic pay
20 years of more	Half of emoluments for every completed 6 monthly period of qualifying service subject to a maximum of 33 times of emoluments.

Maximum amount of Death Gratuity admissible is Rs. 10 lakhs w.e.f. 1.1.2006

Information about 'Commutation of Pension'

A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment with effect from 1.1.1996. No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to undergo medical examination by the specified competent authority.

Lump sum payable is calculated with reference to the Commutation Table constructed on an actuarial basis.  The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension. Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).

The formula for arriving for commuted value of Pension (CVP) is
CVP = 40 % (X) Commutation factor* (X)12

* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table as Annexure to this Deptt's O.M. No. 38/37/08- P&PW(A) dated 2.9.2008

Information about admissibility of pension

The minimum eligibility period for receipt of pension is 10 years. A Central Government servant retiring in accordance with the Pension Rules is entitled to receive superannuation pension on completion of at least 10 years of qualifying service.

In the case of Family Pension the widow is eligible to receive pension on death of her spouse after completion of one year of continuous service or before even completion of one year if the Government servant had been examined by the appropriate Medical Authority and declared fit for Government service.

W.e.f 1.1.2006, Pension is calculated with reference to average emoluments namely, the average of the basic pay drawn during the last 10 months of the service or last basic pay drawn whichever is beneficial. Full pension with 10/20 years of qualifying service is 50% of the average emoluments or last basic pay drawn whichever is beneficial. Before 1.1.2006, for qualifying service of less than 33 years, amount of pension was proportionate to the actual qualifying service broken into completed half-year periods. For example, if total qualifying service is 30 years and 4 months (i.e. 61 half-year periods), pension will be calculated as under:-

Pension amount = R/2(X)61/66

Where R represents average reckonable emoluments for last 10 months of qualifying service or the last pay drawn as opted by the govt servant.

Minimum pension presently is Rs. 3500/- per month. Maximum limit on pension is 50% of the highest pay in the Government of India (presently Rs. 45,000/-) per month. Pension is payable up to and including the date of death.