Notification for CWC

No CH/IP-ASP/01 dated at Chandigarh the 22.12.2015

Notification for CWC

Under the provision of Article 30 of All India Association of Inspector Posts and Assistant Superintendent Posts, it is hereby notified that Circle Working Committee meeting will be held at National Speed Post Hub, Chandigarh at 1030 hrs on 09.01.2016 (Saturday) to discuss the following issues.

Agenda

1.           Approval of Annual Report of the circle association for the period up to 08.01.2016.

2.           Approval of audited accounts of the circle association for the period up to 08.01.2016.

3.           Organizational review

4.           Subject Matter for debate/discussion issues taken up by CHQ.

a.   Recommendations of 7^th Central Pay Commission.

b.   CAT case Ernakulam bench.

c.    LDCE for the promotion to the cadre of PS Group B/ Senior PM

d.   Cadre restructuring of IP cadre.

e.   Combined seniority list of Inspector Posts

5.           Financial review

6.           Membership subscription

7.           Approval of draft resolutions

8.           Any other item with the permission of the Chair

        All office-bearers and CWC members of the Association are requested to attend the said meeting in time. Other IP/ASP members are cordially invited to attend meeting for discussion.

        Supdt Post Offices/Sr Postmasters of the Circle are requested to spare their valuable time to grace the occasion and share their views.

 [Balbir Singh Kaushal]
Circle Secretary

Copy to:

1.    The Chief Postmaster General, Punjab Circle, Chandigarh for kind information. Necessary orders may kindly be issued to all concerned for grant of trade union facilities to office bearers and CWC members.

2.    Sr. Supdt. of Post Offices Chandigarh Dn. Chandigarh with a request to allow/spare accommodation in the GPO building for CWC meeting on 09.01.2016.

3.    Shri Vilas Ingale, General Secretary, All India Association of Inspectors & ASPs, CHQ, New Delhi for kind information.

4.    Shri Vikas Sharma, ASP (HQ) Amritsar and President of the Association.

5.    All IP/ASP members of the Association.

6.    Spare Copy.

Issue of combined All India Seniority List (Gradation list) of Inspector of Posts from the year 2001 onwards…..reg.

No. CHQ/IPASP/Seniority List/2012                              Dated :   29/12/2015.

To,

Shri N. T. Paite,

Director (SPN Section), 

Dak Bhavan, Room No. 413,

Sansad Marg, New Delhi 110 001.

Subject : Issue of combined All India Seniority List (Gradation list) of   Inspector of Posts from the year 2001 onwards…..reg.

Ref.        :  Dte. No. 9-09/2011-SPG dated 18/12/2014

Respected Sir, 

          IP/ASP Association would like to invite your kind attention to its letters of even Nos. dated 1/9/2014, 13/10/2014, 12/1/2015, 26/3/2015 and 15/6/2015 regarding issue of combined All India Seniority List (Gradation list) of Inspector Posts from the year 2001 onwards.

Furthermore it is once again bring to your kind notice that as on date, 14 years combined seniority lists of Inspector Posts Cadre is not prepared and released by the Directorate. You may be agree that since last one decade this Association is requesting to issue seniority lists in phase manner and thereafter Directorate vide memo No. 9-09/2011-SPG dated 21/2/2014 has released seniority list of Inspector Posts cadre for the years 1998 and 1999 and vide memo No. 9-09/2011-SPG dated 18/12/2014 had issued only for the year 2000. It is sorry to mention here that since last one year there is no progress in this matter. The representations made by our few members are also neither resolved by Circles nor by Directorate. It is learnt that few circles have yet not submitted their circle seniority lists to Directorate despite issue of reminders.

It is therefore urged to call the concerned officers of the circles at Directorate immediately with related records and get the pending lists prepared / clear their doubts if any on the spot and issue the pending seniority lists in phase manner only to avoid further complications if any.   

A positive action and line in reply is requested.                                       

           Yours sincerely,

Sd/- 

(Vilas Ingale)

General Secretary

CHQ NEWS !!!

During the Course of visit to Directorate on 26^th and 27^th November 2015, General Secretary, Asst General Secretary-I and CHQ Treasurer met Hon’ble Secretary (Posts), DDG (Estt), Director (Estt), Director (SR), ADG (Estt), ADG (Staff) and many more officers in the Directorate. Member (P) and Director (Staff) were on leave.

The following issues were discussed with the officers.

1.         Issue of combined seniority list of Inspector Posts cadre since 2001 onwards

            The work of preparation of combined seniority list is said to be under process, but circle seniority lists from few circles are not received at Directorate. Directorate has already issued reminder to defaulting circles.

2.         Issue of revised Recruitment Rules of PS Gr. B cadre

            The query raised by UPSC is replied by Directorate.

3.         Reduction of quota of General Line in PS Gr. B Examination from 6% to 3%

            This issue is linked up with RR. Once RR of PS Gr. B finalised, then quota will be reduced.

4.         Holding of DPC for the promotion the cadre Dy. Manager MMS

            ACRs of eligible officers will be called for soon. Three posts are vacant.

5.   Issue of revised Recruitment Rules for the post of Assistant Manager in MMS

            File is under submission to UPSC.

6.         Holding of PS Gr. B Examination for the year 2013, 2014 and 2015

            Online examination will be held separately for each year by keeping sufficient gap between two examinations. RFP is not finalised. Question Bank not received from RANKPA. Reminders have already been issued.

7.         Inter circle Rule 38 transfer cases of Inspector Posts cadre

            Associations letter No. CHQ/IPASP/Agenda/2012 dated 7/7/2015 addressed to Member (P) forwarded to concerned circle by Directorate under Memo No. 13-4/2015-SPB-II dated 9^th July 2015 with a direction to take necessary action.

8.         Holding of periodical meeting with Hon’ble Secretary (Posts)

            It is expected in last week of January 2016 or first week of February 2016.

9.         Completion of appointment formalities of  candidates nominated by Staff Selection Commission for appointment as Inspector Posts on the basis of Combined candidates Level Examination 2013

            Concerned circle will speed up the issue and complete at the earliest.

10.       Vigilance enquiry in the death case of Ms Mohini Gupta Ex-ASP Ajmer (Raj.)

            Report called for from Rajasthan Circle is awaited. Reminders already sent.

11.       Cadre restructuring of Inspector Posts cadre

            This vital issue discussed at length keeping in view the recommendations given by 7CPC for our cadre.

Association requested to DOP in writing i.e. “In continuation to this Association’s letter of even number dated 16-06-2015, it is to intimate that the 7CPC has submitted their report to the Government of India on 19-11-2015.

Kudos to Mr. Harimohan ji ex-cs Punjab, Mr Suresh ji ex-President CHQ, Mr Vilas Ingle, GS, CHQ and Mr Parmanand ji, who pioneered and steered the ship of GP issue to its logical end !!!

It’s all the courageous acts of our stalwarts (both ex & present), who supported the GP issue through thick and thin.

• Be it the matter of support/motivation/encouragement provided by Punjab Circle particularly Mr Harimohan ji/Suresh ji to Mr Parmanand ji to pursue the matter through legal recourse.
• Be it the time to time reply / data preparation for arguments in CAT Case before the Ernakulam Bench.
• Be it the issue of filing another CAT case with support of Kerala Circle particularly Ajit Kurian and our CHQ warriors.  
• Be it the tireless efforts of Mr Harimohan ji in providing continuous material facts/motivational backups against every issue raised and keeping the flame burning at the top.
• Be it the amount donated by our generous comrades for fighting the issue.
• Be it the Committee constituted at AIC Ahmedabad under dynamic leadership of Mr Suresh ji, Ex-President CHQ.
• Be it the spade work and indepth analytical preparation of Memorandum (PPT as well) for submission before 7^th CPC on behalf of IP/ASP cadre, by the said Committee.
• Be it a candid discussion by Mr Vilas Ingle’s with CPC members in a meeting at Mumbai with ample support of alike warriors from TN and Maharashtra Circle.
• Be it Mr Rattan Chand CS HP Circle meeting with CPC members at Shimla and such like meetings held at various places.

Congratulations to all comrades, who worked tirelessly both upfront and behind the scenes in support of this Grade Pay issue. GP issue being the burning issue was largely discussed in each circle. Congratulations to all those who participated in it. At last, what we fought for, have been recommended by the 7^th CPC. Hike of Rs.600/- to Gr B, Hike of Rs.200/- to ASP, Hike of Rs.400/- to IP cadre at entry level. Most significantly, pay parity with Inspectors of CBEC/CBDT.

Comrades, acceptance of Government is still required. Hopefully it would be accepted without any hitch. Now what essentially required is the date of implementation, which must be, in any manner, 1^st January 2006 and nothing less than it.   

7th CPC : Issues and Expectations

Every ten years, the Central Government of India sets up a Central Pay Commission (CPC) to revise the pay scales of its employees. Since these pay scales are largely adopted by state governments as well, they influence the income of millions of households.

During 2013, time seemed to be running out for the constitution of the next Commission before the beginning of the election cycle. But on September 25, 2013, a week before the election-related Code of Conduct became effective, the government set up the Seventh Central Pay Commission. This commission will review and revise the salary and pensions of 50 lakh (5 million) or more Central Government employees. Now that it is constituted, the Commission will most likely be able to implement its recommendations by the scheduled date of January 1, 2016.

Duties of the Seventh Central Pay Commission :

Ads by DNSUnlockerAd Options

On Feb 28, 2014, the Cabinet approved the terms of reference of the 7th CPC. The CPC is expected to suggest a merger of 50% of DA (daily allowance) with basic pay, which would increase the gross salary of Central Government employees by around 30%. The Cabinet has approved an additional 10% DA over the existing 90% admissible DA, effective January 1, 2014. This increase would be paid in cash after the disbursement of March salary. The 7th CPC is required to submit its recommendation within a year and a half of its date of constitution.

Major issues to be resolved :

1. Pay Parity between IAS & other government services: Hundreds of letters are sent by IAS officers to the concerned government officials apprehending that the seventh central pay commission may try to restore parity between different government services in terms of compensation and career progression. It is to be seen how 7th CPC and government deals with this crucial issue.

2. Pay parity with private sector: Central services have demanded to every pay commission to create parity with the officers of private sectors and make their salary structure comparable to later.

3.Retirement age: There is no denial of the fact that working efficiency of an employee is influenced by the increasing age but experience often weighs heavily over the age factor. Even then looking at attitude of present government impression is clear that pay commission is signaled to reduce the retirement age of government employees. Whatever circumstantial indications are available it shows that either 33 years of service of 60 years of age (whichever is minimum) is likely to be recommended. If media reports have ant substance of truth, under performers may be asked to opt for voluntary retirement after reaching the age of 55 years.

4.Pay gaps between least & highest paid employees: In 1947, gaps in salary between lowest and highest paid government employee was in the 1:41 ratio that got reduced to 1:12 by subsequent pay commissions. It has to be observed whether this gap is widened or reduced by the 7th CPC.

5. Continuing with grade pay system? It would be interesting to note whether 7th CPC continue grade pay system or adopts old pay scale system. As per reliable sources, grade pay system will not longer exists in 7th CPC structure. A table is circulating in the media predicting projected pay scales believed to be suggested by 7th CPC.

What are the hottest rumors?

1. Central Government is willing to merge 50% DA with basic pay with effect from 1.1.2015 - All Govt. employees would be happy if it has happened,

2. Age of Retirement will be determined based on completion of 33 Years of service or at the age of 58/60/62/65 Years (depending on existing retirement age in various departments) whichever is earlier.

Members of the Seventh Central Pay Commission

Chairman - Ashok Kumar Mathur (Former Supreme Court Justice and Former Chairman, Armed Forces Tribunal)

Full time member - Vivek Rae OIL secretary)

Part time member - Rathin Roy (Director, NIPFP)

Secretary - Meena Agarwal (OSD, Department of Expenditure)

Latest update :

Union Cabinet chaired by PM on August 26, 2015 gave its approval for extension to 7th CPC to submit its report by the end of December 2015.

As per reports in media, 7th CPC is likely to maintain status quo on the retirement age. However, some unconfirmed sources didn't rule out the possibility of a suggestion from Pay Commission to the government that the earliest of either 33 years of service length or 60 years of age may be considered as a criteria for superannuation of central government employees.

Recommendation for pay hike is likely to be low after merging the existing basic pay and dearness allowances. Merging the both component mean 155% rise and adding 25-35% extra makes it 1.8 to 1.9 times in terms of basic to basic.

Grade Pay is likely to be abolished by 7th CPC and gaps between pay scales may widen and hence 7th CPC scale may some what follow the earlier pay formats (as in 3rd, 4th or 5th CPC)

Government may not risk any adverse effect of disclosures related to pay recommendations on election prospects in upcoming Bihar elections.

Implementation Dates of Previous Pay Commission Recommendations

January 1, 1986 - 4th Pay Commission

January 1, 1996 - 5th Pay Commission

January 1, 2006 - 6th Pay Commission

The Pay Commission Process :

Implementation of a Pay Commission's recommendations always leaves behind a few anomalies for the next commission to resolve. Making recommendations for pay revision is a long process, involving discussion with various organizations, submission of demands by representatives of unions and associations, and evaluating the potentialFINANCIAL impact of these demands on the national exchequer. Representatives of various organizations are asked to make presentations. The Pay Commission examines service conditions, pay, and perks given to employees.

All the earlier Commissions set up to revise the pay of Indian Central Government employees—except the 6th CPC—took more than three years to submit their report. The Sixth Pay Commission submitted its report within just eight months. Nevertheless, such a quick turnaround cannot be taken for granted for future Pay Commissions, since the timing of report submission and the nature of the recommendations are influenced by political and economic considerations.

Rationale for the Seventh Pay Commission :

The constitution of the Seventh Pay Commission is justified for the reasons listed below.

Daily Allowance (DA) has already exceeded 100% of basic pay, and it cannot be merged with basic pay due to the recommendations of the 6th CPC.

Since the wages of some categories of non-government employees are revised at intervals of less than ten years, wages should be revised every five years for central government employees also.

Prompt pay revision of Central Government employees will help reduce the increasing disparities between Central Government employees, public sector employees, bankers, and private sector employees.

Other expected tasks for the 7th Pay Commission include resolving anomalies created by the 6th CPC and addressing bonuses and problems related to the new pension program. All sections of employees will get an opportunity to present pay-related problems to the new Pay Commission and request redress of their grievances.

A new demand gaining support is constitution of a National Pay Panel that will make recommendations for all employees of the country. Since most of the states have adopted for their own employees the pay structure suggested by the 6th CPC for Central Government employees, uniform recommendations would remove discrimination between state and central employees. Recommending a uniform wage structure for each and every employee of India would also reduce pay disparities between private, public and autonomous organizations.

My poll indicates that 39% believe that Central Government employees are likely to get a threefold raise in salary. This is consistent with what was done in the past by earlier pay commissions. Given the existing trend in DA increase, salary may increase 2.3 times by the implementation date of the 7th CPC. Projected pay scales under this assumption are shown below.

Projected Pay Scales (After Implementation of the 7th CPC) :

A projection based on media report is reproduced below. However, a fake report in the name of 7th CPC is also being circulated in the media by some miscreants. 7th CPC has been granted extension by the Govt. of India to submit it report by the end of December 2015. It would be clear after the submission of report by 7th CPC what content it has submitted to the ministry for acceptance. Further, each and every point in the report will be examined by the cabinet and approved after considering all the implications. Till then enjoy and go through the speculations made by experts.

7th CPC as per some media reports has eliminated grade pay system and recommended pay scales similar to earlier pay commissions.

7th CPC as per some media reports has eliminated grade pay system and recommended pay scales similar to earlier pay commissions.

A better way to get rid of corruption in public life than across-the-board increases would be to legalize a commission on services by each and every employee. This would also help improve the productivity of private sector employees. In some private or autonomous banking institutions, for example, employees are paid a reasonable percentage for accomplishments such as encouraging customers to open more accounts.

Wage revision is expected for Central Government employees effective January 1, 2016. The newly constituted Pay Commission will get two years to review the existing wage structure and suggest a new one, to meet the expectation of employees, and also to increase efficiency at work at a pace with the growth in the economy.

The Seventh Pay Commission needs to introduce more parity into the pay structure of various sectors. Employees in all departments have been vested with more responsibilities, but their pay structure still belongs to the British period. People serving in the police and armed forces have very low salaries although their duties have become enormously more challenging. Government should increase the compensation to its officers for any service-related casualty. Police forces working under adverse conditions and in remote areas must be paid high wages and good benefits so that more people join these organizations.

The new pension system implemented based on the recommendations of the 6th CPC needs to be revisited and reviewed by the 7th CPC, since the adequacy ofFUND management depends on market forces and the capabilities of fund managers. The 7th Pay Commission needs to take some vigorous action, based on discussions with trade unions, to come out with a more amicable solution for the new pension scheme.

These are some of the things people genuinely expect from the government, but time will tell how much people get from the CPC.

Much awaited promotion orders !!!

Directorate issues promotion orders in PS Group B.  122 officers of IP/ASP cadre got promotion in PS Group B cadre. List includes 31 PS Group B officers, who have earlier declined promotion.

Only one officer from Punjab Circle got promotion. Association congratulates Shri Suraj Prakash, Sr Postmaster (Offg) Amritsar Head Office on his promotion to PS Group B cadre. He has been allotted Haryana Circle on his regular promotion.

Consequent upon issuance of repatriation orders, Association also welcome Shri Ravi Dutt Shallu and Shri K.K. Chauhan to their parent circle. Posting orders are awaited from Circle Office.

All the Tracking viewers HAPPY & PROSPEROUS DIWALI !!!

Good News. !!! Ernakulam judement on Grade pay issue

Click here to view copy of judgement
 

Obituary !!!

Yesterday was a sad day for Punjab Circle. Everyone is stunned to hear the sad news. Smt Sukhvinder Kaur, Postmaster General, Punjab West Region, Chandigarh passed away at PGIMER Chandigarh fighting with cancer, leaving behind two daughters and husband. She also worked as Sr Supdt Post Offices, Patiala, Director Postal Services (HQ) and Director Postal Services (R) in the Circle. Department has lost a truly gentle lady. A void created by her would be hard to fill. Association conveys its heartfelt condolences to the bereaved family and prays Almighty to rest soul in peace.   

India Post :::: An unknown wonder !!!

India Post An Unknown Wonder

MK Asiwal

·         Everyone is repeating the same wordings that India Post is a giant organisation having 150 years of tradition with above 1,50,000 branches across the country.  Yes, it is true, this is the largest postal network in the world, but actually no one knows more about India Post and its depth.

·         Common men think that it is only a mail handling organisation with limited scope of operations.  Even educated people have no idea about what is going on in India Post and they think that employees of India Post have nothing to do at his/her work place since the mail volume has been reduced considerably and the importance of mail communication has been questioned.

·         More over people outside the organisation including main stream Medias has not given much attention to the technological and operational aspects of India Post.  They think that this organisation is still working with mail business only through old mechanism.  That is why they are highlighting only the number of Post Offices as its strength.

·         If you analyse India Post and its operations deeply, you can see that so many wonders are there to highlight other than reach or network of India Post.  That is the reason why I have given this heading for this article.  Here I am trying to reveal the actual wonders in the form of statistics which is unknown to everybody. 

·         This article is mainly targeted for persons who have little knowledge about business and technological side of India Post.

WONDER NO. 1

Technology or Software aspects

·         India Post is continuing its glorious service even in the revolutionized telecommunication era.  This is only because of various technological implementations in the Department of Post.  Unfortunately the technological side of India Post is still a mystery for majority of people.

·         People especially outside the organisation think that that much technological advancement has not been happened in India Post. And also think that Post Offices are working in traditional system with minimum software support.

·         But while analysing the technological side of India Post, it is clear that no other organisation in India is using this much number of software and web application in their day to day work.  Post Offices are mainly using 38 software and 22 web based applications in their day to day work. Small software or tools designed for a special purpose is not included in this figure.

·         Most interesting part is that if we consider a single handed Sub Post Office, the Sub Postmaster (The only official authorised to do all the office work) has to operate 19 software and 12 web applications for completing the daily work and taking the final report ( Daily Account in Post Offices)without any issue.

·         Each Head Post office will have minimum of 31 databases except SOSB DB of Sub-offices for running all software.  That means an HO with 30 SOs will have total of 61 databases. Each Sub-office will have minimum of 21 databases. 

·         Someone may ask that why should India Post uses this much applications and why don’t they incorporate all features in a single application.

·         You will understand why India Post is using this much applications while reading the second part of this article (i.e., Wonder No. 2).  While coming to the second question, each software using in Dop is a complete package with enormous windows and options.  So incorporating features of all software in a single application is not an easy task.  But it is expecting a change in this by the introduction of new CSI project in near future.

1 Point of Sale

2 Treasury

3 SubAccounts

4 Postman

5 Despatch

6 SB Cash

7 Indian Postal Order

8 eMO

9 SpeedNet

10 ParcelNet

11 MOCompilation

12 Accounts-General

13 Accounts-Paybill

14 Accounts- Other bill

15 Accounts- NPC

16 Accounts-GPF

17 Accounts-Tax

18 Accounts-Pension

19 Accounts-Bank Reconciliation

20 Accounts-Schedule

21 Sanchay Post-Online Transaction and data entry module

22 Sanchay Post- SOSB online and data entry module

23 Sanchaya Post- SBCO module

24 V2SBCO and LAN2V2

25 BNPL Parcel

26 PINCodeDirectory

27 eMOClient

28 ePayment Client

29 RNetCommunication

30 ParcelNetCommunication

31 SpeedNetCommunication

32 AccountMISClient

33 UploadAccounts

34 DBAnalyzer

35 CC Bridge

36 Signature scanning software.

37 EFMS All in one tool

38 Dropbox/Google drive

39 Finacle

40 Agent Portal

41 Mc camish

42 iMO

43 ePost

44 Philsim

45 PACS

46 Customer Care Centre portal

47 RMFS (Remotely Managed Franking Machine) website

48 PLI/RPLI sites (Different logins are there for separate purposes)

49 eMO  website (Separate logins for different access groups)

50 ePayment website (Separate logins for different access groups)

51 Speednet website (Separate logins for different access groups)

52 RNet website (Separate logins for different access groups)

53 ParcelNet website (Separate logins for different access groups)

54 SPCC Configuration website

55 Accounts MIS website

56 MNOP monitoring website

57 Project Arrow websites

58 Western Union POS / Translink

59 MoneyGram web application

60 Web mail service

·         Software development and maintenance part are another interesting area in this organisation.  Unlike other organisation,  India Post have two dedicated software development centres, one at Mysore (CEPT Mysore) and another at Chennai (SDC Chennai).

·         CEPT Mysore produces and gives support for majority of applications (Both web and non-web applications) and acting as technology hub of India Post.  One Data Centre (DC) and one Data Recovery Centre (DRC) are located at CEPT Mysore. 

·         Central Servers in connection with eMO, ePayment, Speed Post, Registered and other web applications including India Post websites are deployed in the Data Centre at CEPT Mysore.

·         Servers of Core Banking application and McCamish are deployed in hired Data Centre under the ownership of Reliance at Navi Mumbai.  The Data Recovery Centre (DRC) for these applications is located at CEPT Mysore.

·         SDC Chennai on the other hand gives support for Sachay Post and related software and playing a vital role in the process of CBS migration.  Data Migration Command Centre (DMCC), Chennai is working as part of SDC Chennai.

·         At the same time India Post is using Finacle, a global banking solution from Infosys to meet the competition from banking sector and McCamish from Infosys to fulfil the insurance needs of Dop.  A big project from TCS is in progress to revolutionise other areas of operations.

·         Another notable point is that this organisation has implemented these cutting edge technologies without recruiting or hiring technical staffs from outside.  There is trained pool of staffs  in India Post called System Administrators who are well-versed in Server and Domain environment, Database Administration, Network Administration, Hardware engineering, Training and troubleshooting. 

·         Wonders in the technological side are not ending with this much.  We will continue discussing this matter in future also.

WONDER NO. 2

While considering the number of services

·         As I said earlier majority of the people think that Department of Post is handling only mail related items including booking and delivery.  But the actual picture is different.  We can say without any doubt that India Post is the only organisation in India especially under Government sector that deals with this much variety of services and operations under one roof.

·         Even though it is difficult to classify the services or operation of India Post, According to my opinion, we can broadly classify the operations in to five categories.

1.   Postal operations

2.   Banking business

3.   Insurance business

4.   Money Remittance service

5.   Other Business

Postal operations :-

·         Mail operation alone is a huge activity of India Post.  It starts from booking of an article and ends with its delivery.  In between booking and delivery a bigger activity is involved that is sorting of article which is carried out by RMS (Railway Mail Service) division.  RMS is a vital part of India Post but common man have no idea about RMS and its activity.

·         Everyone knows mail activities, but I am trying to give you a statistics of these activities in order to assess the size of this business.  Apart from sorting, despatching and delivery of mails, India Post is providing wide range of services according to the need of customer.  Totally around 46 services have been providing in connection with mail operation.  The list is as under

1 Sale of Stamps

2 Post card

3 Inland Letter Card

4 Letter

5 Insured letter

6 VP letter

7 Insured VP Letter

8 Aerogram

9 Book Packet

10 Book Packet containing periodicals

11 Book Packet containing printed books

12 Pattern or Sample packets

13 Registered News paper

14 Blind Letterature

15 Parcel

16 VP Parcel

17 eVP Parcel

18 eVP Letter

19 Insured Parcel

20 Insured VP Parcel

21 Air mail parcel

22 Sea mail Parcel

23 SAL Parcel

24 Inland Speed Post

25 Insured Speed Post

26 Forein Speed Post

27 Express Parcel

28 Business Parcel

29 Express Parcel COD

30 Business Parcel COD

31 Speed Post COD

32 Business Reply Speed Post

33 Logistic Post

34 Bill mail service

35 Direct Post

36 Media Post

37 Speed Post Passport Service

38 ePost ( Retail & Corporate)

39 Meghdoot Post card

40 Greeting Post

41 Inland Flat Rate Parcel

42 Forein Flat Rate Parcel

43 Reply Post Card

44 Post Box/Post Bags

45 Competion Post Card

46 e-IOD ( Electronic Intimation On Delivery)

Banking business :-

·         India Post is dealing with all types of deposits like any other commercial banks.  The only difference is that India Post is not empowered to transact on loan transaction.  The strength of India Post in banking sector is far better than any other Nationalised banks in India.

·         I have already depicted the strength of Post Office Savings Bank (POSB) in my post “India Post to shake Nationalised Banks and Indian Banking industry”

·         Now India Post is introducing Core Banking Solution (CBS) in Post Offices.  It is planning to connect 25000 Post Offices across the country through CBS by the end of 2016.  ATM facility has been started in selected locations and it will spread to 3000 location by the coming years.

1 Basic Saving Account

2 Savings Account (with or without cheque)

3 Ruccuring Deposit

4 Term Deposit

5 Monthly Income Scheme

6 Senior Citizen Saving Scheme

7 Public Provident Fund

8 National Saving Scheme

9 Kisan Vikas Patra

10 National Saving Certificate

11 Sukanya Samridhi Account

12 Indira Vikas Patra

Insurance Business :-

·         India Post is the major player in the insurance sector in India like any other public or private sector insurance companies.  But the strength of Postal Life Insurance is not comparing anywhere even in the IRDA annual report.

·         India post introduced Postal Life Insurance (PLI) in 1884 and Rural Postal Life Insurance (RPLI) in 1995.  Now it is offering total of 12 types of policies under these two categories.  They are as under.

List of Postal Life Insurance policies

1 Suraksha (Whole Life Assurance)

2 Suvidha (Convertible Whole Life Assurance)

3 Santosh (Endowment Assurance)

4 Sumangal (Anticipated Endowment Assurance for 15 and 20 Years)

5 Yugal Suraksha (Joint Life Endowment Assurance)

6 Bal Jiwan Bima (Children Policy)

7 Gram Suraksha (Whole Life Assurance)

8 Gram Suvidha (Convertible Whole Life Assurance)

9 Gram Santosh (Endowment Assurance)

10 Gram Sumangal (Anticipated Endowment Assurance for 15 and 20 Years)

11 Gram Priya ( 10 years RPLI)

12 Bal Jiwan Bima (Children Policy)

·         When you compare the statistical figures with LIC of India, the market leader in Indian having more than 71% market share, you can see that the market share of Postal Life Insurance is not negligible.

A picture of contribution of public and private sector insurance companies during the financial year 2012-13 is as follows.

Money Remittance :-

·         Money Order and Postal Order were the only means of money remittance in olden days, but now scenario has changed a lot and various e-enabled services has come into existence.  In order to compete with these changes, India Post has introduced a couple of new money transfer services.  Following are the money transfer services available in Post Offices.

  1.    Ordinary Money Order

  2.    eMO (Electronic Money Order)

  3.    iMO (Instant Money Order

  4.    IPO( Indian Postal Order)

  5.    e-IPO (Electronic IPO)

  6.    FPO (Field Postal Order)

  7.    IFS MO (MO through International Financial System)

  8.    MO Videsh ( Discontinued in February 2015)

  9.    Mobile Money Transfer

10.    Western Union Money Transfer

11.    MoneyGram

12.     Electronic Fund Management System (EFMS)

13.    DBT through CPSMS

14.     Electronic Clearing System(ECS)

Other Business :-

·         In addition to above said product or services, India Post is dealing with some other services also.  Most of them are e-enabled services, they are

  1.     Remotely Managed Franking Machine (RCVMFS)

  2.     ePayment

  3.     Retail Post

  4.     Sale of Mutual Fund

  5.     Sale of Penta phones

  6.     My Stamp

  7.     Railway Ticket booking

  8.     Air Ticket booking

  9.     Cable TV licence issue

10.      Pack Post

11.      Post Shope

12.      Philatelic Deposit account

·         Here number of parties or organisations using ePayment and Retail Post services is varying in different circles.

·         Following are the consolidated view of number of product or services of India Post.

1 Postal/Mail Operation 46

2 Banking 12

3 Insurance12

4 Money Remittance14
5 Others12

·         An organisation especially under the control of Government providing 91 types of service/product is truly a wonder. I can say without any doubt that no other organisation in India is providing this much number of services to its customers.

·         Another wonder is that there is no separate recruitment for separate category of business.  Each employees of India Post especially Postal Assistants and Postmaster should have thorough knowledge about each and every service of India Post and its related rules.  This shows the flexibility and potential of Postal employees.  Unfortunately they are comparing with bank employees and clerical staffs in the other Government departments.

                In conclusion, India Post is a bundle of wonders and it cannot be compared with any other organisation in India since the reach and depth of India Post cannot be measured with single criteria.  In the profitability aspects, India Post is still working as a service oriented organisation with lot of social obligation.  Comparing the profitability alone is not feasible at its existing structure.